I work as economist at the research department of the Bank of Italy

I specialize on  insurance markets and human capital

I focus on asymmetric information and competition in the auto insurance market

My research agenda is based on IPER, a (Big) micro data project  containing rich information on  auto insurance contracts. I coordinate IPER since 2013. 

A main theme of my research is moral hazard.  

“Moral hazard is when somebody takes your money and he is not responsible for it”
by Gordon Gekko in Wall Street (Money Never Sleeps)

A more orthodox introduction to moral hazard



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